Property performance
Rental yield calculator.
Gross and net yield, monthly cashflow and cash-on-cash return — from price, rent and your running costs. The first number to run on any buy-to-let.
The property
£
£
Running costs
What comes off the rent each year, before finance.
%
Weeks empty per year, as a % of rent.
%
£/ yr
£/ yr
£/ yr
Finance (optional)
For monthly cashflow and cash-on-cash return.
%
Interest-only assumed.
% p.a.
Net yield
—
Gross yield
—
Monthly cashflow
—
Annual rent—
Running costs—
Mortgage interest—
Net annual profit—
Cash invested—
Cash-on-cash return—
Net yield excludes finance — it's the property's own return. Cashflow and cash-on-cash bring in your mortgage. Cash invested assumes ~4% buying costs on top of the deposit.
How this is calculated
- Gross yield = annual rent ÷ purchase price.
- Net yield = (annual rent − running costs) ÷ purchase price.
- Cashflow = rent − running costs − mortgage interest.
- Cash-on-cash = annual cashflow ÷ (deposit + ~4% costs).
When the yield stacks up
Let PAM run the tenancy.
Rent collection, maintenance triage, compliance and MTD filing — from the day it's let.